THE woman behind a pair of hands that have been insured for 5 million has revealed the secret of her success - almond oil. They are the hands that have been admired in adverts from America to Australia - and insured for 5 million. Gemma Howorths flawless hands, with their smooth, blemish-free skin, long, elegant, straight fingers and deep nail beds, have doubled for those of supermodels like Kate Moss and Lily Cole in photoshoots. Her hands are so crucial to Miss Howorths fortune that she has had them insured at Lloyds of London for 5 million. They can earn her 200 for two hours, 800 for an average days work and 2,500 a day for the most lucrative assignments. In perhaps the ultimate accolade, they have also starred in adverts for Fairy Liquid, still renowned for its former jingle: Now hands that do dishes can feel soft as your face. And the secret of such perfection? A 1.50 pot of almond oil from Boots. Miss Howorth, of Chelsea, west London, said her hands have featured in more than 250 television adverts and on countless billboards. She estimates that her hands - if not her face - have been seen by millions worldwide. I even saw them in a television advert while on holiday in Cambodia, she said. tg