VIRGINIA BEACH, Virginia (AFP) - Republican John McCain Monday desperately sought to win back voters hit by the economic crisis and flocking in droves to Democrat Barack Obama, saying he had a plan to stop the meltdown. "What America needs in this hour is a fighter; someone who puts all his cards on the table and trusts the judgment of the American people," the Republican presidential nominee told a rally in Virginia, a key swing state in the 2008 White House race. "We have 22 days to go. We're six points down. The national media has written us off," he warned, adding Obama was already "measuring the drapes" in the White House ahead of the November 4 vote. Taking another swipe at the lack of experience of Obama, 47, a first term senator from Illinois, McCain said: "The next president won't have time to get used to the office. "He won't have the luxury of studying up on the issues before he acts. He will have to act immediately. And to do that, he will need experience, courage, judgment and a bold plan of action to take this country in a new direction." McCain said he was the man with the plan. "I'm not going to spend 700 billion dollars of your money just bailing out the Wall Street bankers and brokers who got us into this mess," he said. "I'm going to make sure we take care of the people who were devastated by the excesses of Wall Street and Washington. I'm going to spend a lot of that money to bring relief to you." Without giving any details, McCain said his plan would focus on shoring up sinking home values, protecting ravaged retirement funds, cutting taxes and freezing government spending.