ISLAMABAD - The Federal Government has announced that the rates of return on National Savings Schemes shall remain unchanged. The existing rates of return on different National Savings Schemes are 13.55pc for Defense Saving Certificate, 13.44pc for Regular Income Certificate, 13.33pc for Special Savings Certificates/Account and 9.00pc for Savings Account. The rate of return on Pensioners Benefit Account and Behbood Savings Certificates, the schemes exclusively meant for pensioners, widows and senior citizens, shall continue to be 15.36pc.