KARACHI The Pakistan Credit Rating Agency (PACRA) has maintained the long-term and short-term entity ratings of NIB Bank Limited at AA- (Double A Minus) and A1+ (A One Plus), respectively, says a press release. These ratings denote a very low expectation of credit risk emanating from a very strong capacity for timely payment of financial commitments. The rating of the unsecured, subordinated TFC Issue of Rs 4,000m has also been maintained at A+ (Single A Plus), denoting a low expectation of credit risk.