LAHORE (PR): The Pakistan Credit Rating Agency (Pacra) has maintained the long-term and short-term entity ratings of NIB Bank Limited (NIB) at “AA-” (Double A Minus) and “A1+” (A One Plus), respectively. The rating of the unsecured TFC issue of Rs 4,000m has also been maintained at “A+” (Single A Plus). These ratings denote a very low expectation of credit risk emanating from very strong capacity for timely payment of financial commitments.