Fraudsters who swindled Bank of Punjab are powerful, influential and experienced. The team of lawyers they have selected is competent and experienced, as it always is for those who commit this sort of high-class robberies. Interestingly, the swindlers belong to the Sheikh community that is famous for making money in whatever they do. As in case of a Jew, a Sheikh is never poor. The fact that they have selected Sharifuding Pirzada, Malik Qayyum, Waseem Sajjad and Babur Awan shows that these gentlemen are the best. My hunch is that the conmen will go scot-free but some of the bank's lowly ranked managers will be hauled up to take the rap. -DR A.P. SANGDIL, Oslo, Norway, via e-mail, October 31.