LAHORE – The PACRA has maintained the long-term and short-term entity ratings of NIB Bank Limited at “AA-” (Double A Minus) and “A1+” (A One Plus) respectively. The rating of the unsecured TFC issue of Rs 4,000 million has also been maintained at “A+” (Single A Plus). The ratings denote a very low expectation of credit risk emanating from a very strong capacity for timely payment of financial commitments, says a press release.