Recollecting a few recent statements of those who matter will probably be not out of place. (1) We have options A, B & C. Option C - going to IMF - is the last option - Shaukat Tarin. (2) We will accept IMF loan only on our own terms - P.M, Shaukat Tarin & quite a few others. (3) We will have to swallow the IMF bitter pill - Shaukat Tarin. Didn't our financial managers know that the beggars cannot not be the choosers.-COL (Retd) RIAZ JAFRI, Rawalpindi, via e-mail, November 14.